Fort Lauderdale, FL · Charter 61525
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.06% | 0.22% | 0.25% | 0.41% | 0.59% | +65 bps | |
| Return on Equity | -0.58% | 2.20% | 2.39% | 3.90% | 5.53% | +611 bps | |
| Net Interest Margin | 2.90% | 3.00% | 3.09% | 2.93% | 2.99% | +10 bps | |
| Efficiency Ratio | 79.16% | 77.56% | 78.37% | 85.80% | 84.61% | +545 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.86% | -4.66% | -5.66% | -3.47% | -3.15% | +170 bps | |
| Loan Growth (YoY) | -18.29% | -20.83% | -18.59% | -16.48% | -11.12% | +718 bps | |
| Share Growth (YoY) | -4.70% | -4.89% | -6.96% | -4.48% | -4.10% | +60 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.94% | 0.73% | 0.63% | 0.64% | 0.65% | -29 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.95% | 10.20% | 10.32% | 10.41% | 10.73% | +78 bps | |
| Net Worth / Assets | 9.95% | 10.20% | 10.32% | 10.41% | 10.73% | +78 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.24% | 71.78% | 73.68% | 69.79% | 70.66% | -558 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |