Uniontown, PA · Charter 61515
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.68% | 1.94% | 1.95% | 1.48% | 1.69% | +1 bps | |
| Return on Equity | 8.80% | 9.98% | 9.74% | 7.55% | 8.47% | -33 bps | |
| Net Interest Margin | 4.32% | 4.29% | 4.36% | 4.21% | 4.40% | +8 bps | |
| Efficiency Ratio | 61.64% | 59.19% | 59.26% | 58.79% | 60.56% | -108 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.68% | 4.37% | 3.84% | 4.52% | 4.62% | +294 bps | |
| Loan Growth (YoY) | -2.13% | -5.74% | -4.12% | -5.03% | -5.13% | -300 bps | |
| Share Growth (YoY) | 0.09% | 3.00% | 2.31% | 3.19% | 3.47% | +338 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.66% | 0.55% | 0.89% | +89 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 19.13% | 19.38% | 20.00% | 19.63% | 20.00% | +88 bps | |
| Net Worth / Assets | 19.13% | 19.38% | 20.00% | 19.63% | 20.00% | +88 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 48.91% | 46.96% | 48.19% | 45.53% | 44.84% | -406 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |