Hi-Land
Salt Lake City, UT · Charter 61453 · Peer group: credit unions under $1B in assets in the Salt Lake City-Murray, UT area (n=23-24)
NCUA · 1 branch
Q2 2026
$37.9MAssets
$31.0MLoans
$27.6MShares
$10.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 88% of credit unions under $1B in assets in the Salt Lake City-Murray, UT area (rank 3 of 24).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Salt Lake City-Murray, UT area (rank 24 of 24).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-7.86%
Rank 24 of 24
Net Interest Margin
2.52%
Rank 22 of 24
Efficiency Ratio
96.10%
Rank 22 of 24
Equity / Assets
26.81%
Rank 3 of 24
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -7.86% | 0.41% | 0.67% | 1.12% | Beats 0% | 24 / 24 | |
| Return on Equity | -29.33% | 2.16% | 5.02% | 6.69% | Beats 0% | 24 / 24 | |
| Net Interest Margin | 2.52% | 3.10% | 3.61% | 4.01% | Beats 8% | 22 / 24 | |
| Efficiency Ratio | 96.10% | 71.14% | 80.00% | 84.92% | Beats 12% | 22 / 24 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.07% | 0.54% | 1.38% | Beats 83% | 5 / 23 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.81% | 10.05% | 16.75% | 21.42% | Beats 88% | 3 / 24 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.81% | 10.05% | 16.75% | 21.42% | Beats 88% | 3 / 24 | |
| Liquidity & Funding |
| Loans / Deposits | 112.12% | 42.86% | 62.34% | 82.18% | 96th pctl | 1 / 23 | |
| Loans / Assets | 81.83% | 32.11% | 55.16% | 70.89% | 92nd pctl | 2 / 24 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |