Numark
Joliet, IL · Charter 61447 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 12 branches
Q2 2026
$932.2MAssets
$641.7MLoans
$786.3MShares
$95.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 68% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 30 of 95).
- Widest gap: equity / assets trails 87% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 84 of 96).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.62%
Rank 40 of 96
Net Interest Margin
4.04%
Rank 33 of 96
Efficiency Ratio
84.46%
Rank 52 of 96
Equity / Assets
10.24%
Rank 84 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.62% | -0.02% | 0.42% | 1.03% | Beats 58% | 40 / 96 | | |
| Return on Equity | 6.01% | -0.11% | 2.94% | 6.89% | Beats 68% | 30 / 95 | | |
| Net Interest Margin | 4.04% | 3.01% | 3.57% | 4.27% | Beats 66% | 33 / 96 | | |
| Efficiency Ratio | 84.46% | 73.45% | 82.91% | 96.61% | Beats 47% | 52 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.30% | 0.08% | 0.86% | 1.63% | Beats 35% | 61 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.24% | 11.79% | 15.23% | 18.93% | Beats 13% | 84 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.24% | 11.79% | 15.23% | 18.93% | Beats 13% | 84 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.61% | 32.14% | 50.03% | 67.81% | 90th pctl | 10 / 96 | | |
| Loans / Assets | 68.84% | 23.12% | 42.50% | 56.24% | 88th pctl | 12 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |