PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Aeroquip

Jackson, MI · Charter 61405

NCUA · 4 branches

Q2 2026

$51.6MAssets
$29.2MLoans
$42.8MShares
$8.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.13%, down 22 bps year over year; NIM at 4.36%.
  • Asset quality: problem loans at 0.62% of loans (+6 bps YoY).
  • Capital: net worth / assets of 15.81%, down 19 bps from a year ago.
  • Funding: loans stand at 68.23% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.13%-22 bps YoY

Net Interest Margin (quarter, annualized)

4.36%+2 bps YoY

Efficiency Ratio (quarter, annualized)

85.04%+143 bps YoY

Net Worth / Assets

15.81%-19 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.35%0.61%0.63%0.17%0.13%-22 bps
Return on Equity2.18%3.84%3.96%1.07%0.83%-135 bps
Net Interest Margin4.34%4.31%4.31%4.26%4.36%+2 bps
Efficiency Ratio83.61%81.06%79.93%83.47%85.04%+143 bps
Growth
Asset Growth (YoY)-5.45%-0.76%1.35%3.98%4.59%+1,004 bps
Loan Growth (YoY)0.09%-0.40%1.62%-0.69%4.48%+439 bps
Share Growth (YoY)-7.70%-2.71%-0.23%3.45%4.43%+1,213 bps
Asset Quality
Delinquent Loans / Loans0.56%0.60%0.93%0.81%0.62%+6 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital16.00%16.00%15.88%15.59%15.81%-19 bps
Net Worth / Assets16.00%16.00%15.88%15.59%15.81%-19 bps
Liquidity & Funding
Loans / Shares68.20%68.27%67.95%64.95%68.23%+3 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps