Aeroquip
Jackson, MI · Charter 61405 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$51.6MAssets
$29.2MLoans
$42.8MShares
$8.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 76% of credit unions under $1B in assets (rank 396 of 1683).
- Widest gap: return on equity trails 86% of credit unions under $1B in assets (rank 1441 of 1681).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.13%
Rank 1,424 of 1,683
Net Interest Margin
4.37%
Rank 396 of 1,683
Efficiency Ratio
85.01%
Rank 1,183 of 1,682
Equity / Assets
15.81%
Rank 468 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.13% | 0.35% | 0.74% | 1.18% | Beats 15% | 1,424 / 1,683 | | |
| Return on Equity | 0.83% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,441 / 1,681 | | |
| Net Interest Margin | 4.37% | 3.31% | 3.82% | 4.32% | Beats 76% | 396 / 1,683 | | |
| Efficiency Ratio | 85.01% | 68.91% | 78.20% | 86.93% | Beats 30% | 1,183 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.62% | 0.26% | 0.65% | 1.29% | Beats 52% | 815 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.81% | 10.44% | 12.89% | 16.53% | Beats 72% | 468 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.81% | 10.44% | 12.89% | 16.53% | Beats 72% | 468 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.23% | 52.61% | 69.38% | 83.50% | 48th pctl | 871 / 1,683 | | |
| Loans / Assets | 56.50% | 44.71% | 59.18% | 70.72% | 44th pctl | 937 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |