Lee County
Keokuk, IA · Charter 61393 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$3.2MAssets
$1.7MLoans
$2.2MShares
$1.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: return on equity trails 64% of credit unions under $1B in assets (rank 1075 of 1681).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.31%
Rank 340 of 1,683
Net Interest Margin
5.62%
Rank 57 of 1,683
Efficiency Ratio
76.92%
Rank 774 of 1,682
Equity / Assets
31.83%
Rank 44 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.31% | 0.35% | 0.74% | 1.18% | Beats 80% | 340 / 1,683 | | |
| Return on Equity | 4.12% | 2.67% | 5.89% | 8.74% | Beats 36% | 1,075 / 1,681 | | |
| Net Interest Margin | 5.62% | 3.31% | 3.82% | 4.32% | Beats 97% | 57 / 1,683 | | |
| Efficiency Ratio | 76.92% | 68.91% | 78.20% | 86.93% | Beats 54% | 774 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 31.83% | 10.44% | 12.89% | 16.53% | Beats 97% | 44 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 31.83% | 10.44% | 12.89% | 16.53% | Beats 97% | 44 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.79% | 52.61% | 69.38% | 83.50% | 69th pctl | 522 / 1,683 | | |
| Loans / Assets | 54.32% | 44.71% | 59.18% | 70.72% | 41st pctl | 989 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |