Ridley Park, PA · Charter 61387
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.47% | 0.41% | 0.16% | 0.47% | 0.50% | 0.52% | 0.61% | 0.66% | +19 bps | |
| Return on Equity | 3.73% | 3.32% | 1.35% | 3.93% | 4.09% | 4.40% | 5.12% | 5.58% | +165 bps | |
| Net Interest Margin | 2.52% | 2.49% | 2.49% | 2.63% | 2.75% | 2.78% | 2.93% | 3.04% | +41 bps | |
| Efficiency Ratio | 86.78% | 87.33% | 92.80% | 82.01% | 82.38% | 81.53% | 84.70% | 82.14% | +13 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.70% | 5.27% | 5.44% | 6.95% | 7.94% | 6.91% | 4.73% | 5.29% | -167 bps | |
| Loan Growth (YoY) | 3.77% | 4.02% | 9.21% | 9.53% | 4.10% | 7.07% | 6.82% | 12.88% | +334 bps | |
| Share Growth (YoY) | 2.87% | 4.90% | 5.14% | 5.38% | 9.32% | 6.99% | 4.41% | 6.61% | +122 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.43% | 0.28% | 0.59% | 0.49% | 0.77% | 0.89% | 0.90% | 0.67% | +19 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.74% | 12.31% | 11.88% | 12.00% | 12.16% | 11.90% | 11.83% | 11.88% | -12 bps | |
| Net Worth / Assets | 12.74% | 12.31% | 11.88% | 12.00% | 12.16% | 11.90% | 11.83% | 11.88% | -12 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 84.44% | 81.94% | 80.48% | 81.61% | 80.41% | 82.01% | 82.33% | 86.41% | +480 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |