Mansfield, OH · Charter 61383
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
14
Asset Quality
100
Profitability
25
Liquidity
41
Efficiency
21
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Mansfield, OH · Charter 61383
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.24% | 0.12% | -0.16% | 0.02% | 0.06% | 0.14% | 0.05% | 0.07% | +5 bps | |
| Return on Equity | 2.40% | 1.19% | -1.63% | 0.21% | 0.62% | 1.52% | 0.52% | 0.76% | +55 bps | |
| Net Interest Margin | 3.62% | 3.56% | 3.50% | 3.62% | 3.63% | 3.59% | 3.75% | 3.78% | +17 bps | |
| Efficiency Ratio | 86.89% | 86.96% | 94.03% | 90.41% | 90.09% | 88.63% | 92.53% | 88.86% | -155 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.56% | -5.58% | -1.41% | 0.56% | 2.60% | 4.32% | 1.61% | 4.00% | +344 bps | |
| Loan Growth (YoY) | -6.78% | -8.57% | -7.75% | -6.93% | -6.54% | -6.13% | -8.30% | -9.44% | -251 bps | |
| Share Growth (YoY) | -6.74% | -6.47% | -2.15% | 0.01% | 2.49% | 3.25% | 0.67% | 3.52% | +351 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.15% | 0.28% | 0.05% | 0.00% | 0.07% | 0.16% | 0.08% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.86% | 9.67% | 9.52% | 9.63% | 9.59% | 9.41% | 9.56% | 9.43% | -20 bps | |
| Net Worth / Assets | 9.86% | 9.67% | 9.52% | 9.63% | 9.59% | 9.41% | 9.56% | 9.43% | -20 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 63.37% | 60.63% | 58.03% | 58.48% | 57.79% | 55.12% | 52.86% | 51.16% | -732 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Mansfield, OH · Charter 61383 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.07%
Rank 1,455 of 1,683
Net Interest Margin
3.79%
Rank 868 of 1,683
Efficiency Ratio
88.84%
Rank 1,337 of 1,682
Equity / Assets
9.43%
Rank 1,441 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.07% | 0.35% | 0.74% | 1.18% | Beats 14% | 1,455 / 1,683 | ||
| Return on Equity | 0.74% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,449 / 1,681 | ||
| Net Interest Margin | 3.79% | 3.31% | 3.82% | 4.32% | Beats 48% | 868 / 1,683 | ||
| Efficiency Ratio | 88.84% | 68.91% | 78.20% | 86.93% | Beats 21% | 1,337 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.43% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,441 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.43% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,441 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 51.16% | 52.61% | 69.38% | 83.50% | 23rd pctl | 1,295 / 1,683 | ||
| Loans / Assets | 47.50% | 44.71% | 59.18% | 70.72% | 30th pctl | 1,184 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||