Sherwin Williams Emp. South Holland, IL · Charter 61368 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$37.0M Assets
$15.4M Loans
$33.3M Shares
$5.0M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 45% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 52 of 93). Widest gap: return on equity trails 75% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 71 of 95). Overall: at or above the peer median on 0 of 7 directional measures. Return on Assets
0.01%
Rank 71 of 96
Net Interest Margin
3.42%
Rank 56 of 96
Efficiency Ratio
93.77%
Rank 66 of 96
Equity / Assets
13.64%
Rank 64 of 96
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.01% -0.02% 0.42% 1.03% Beats 26% 71 / 96 Return on Equity 0.04% -0.11% 2.94% 6.89% Beats 25% 71 / 95 Net Interest Margin 3.42% 3.01% 3.57% 4.27% Beats 42% 56 / 96 Efficiency Ratio 93.77% 73.45% 82.91% 96.61% Beats 32% 66 / 96 Asset Quality Nonperforming Loans / Loans 0.94% 0.08% 0.86% 1.63% Beats 45% 52 / 93 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 13.64% 11.79% 15.23% 18.93% Beats 33% 64 / 96 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 13.64% 11.79% 15.23% 18.93% Beats 33% 64 / 96 Liquidity & Funding Loans / Deposits 46.18% 32.14% 50.03% 67.81% 40th pctl 58 / 96 Loans / Assets 41.64% 23.12% 42.50% 56.24% 47th pctl 51 / 96 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (93 to 96 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11