Mobile Government Emp.
Mobile, AL · Charter 61339 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$15.0MAssets
$3.6MLoans
$11.6MShares
$3.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 87% of credit unions under $1B in assets (rank 1471 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.72%
Rank 856 of 1,683
Net Interest Margin
2.97%
Rank 1,471 of 1,683
Efficiency Ratio
76.13%
Rank 736 of 1,682
Equity / Assets
22.04%
Rank 160 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.35% | 0.74% | 1.18% | Beats 49% | 856 / 1,683 | |
| Return on Equity | 3.27% | 2.67% | 5.89% | 8.74% | Beats 30% | 1,176 / 1,681 | |
| Net Interest Margin | 2.97% | 3.31% | 3.82% | 4.32% | Beats 13% | 1,471 / 1,683 | |
| Efficiency Ratio | 76.13% | 68.91% | 78.20% | 86.93% | Beats 56% | 736 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.04% | 10.44% | 12.89% | 16.53% | Beats 90% | 160 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.04% | 10.44% | 12.89% | 16.53% | Beats 90% | 160 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 30.57% | 52.61% | 69.38% | 83.50% | 5th pctl | 1,594 / 1,683 | |
| Loans / Assets | 23.73% | 44.71% | 59.18% | 70.72% | 5th pctl | 1,603 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |