Community
New Rockford, ND · Charter 61336 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$171.6MAssets
$28.9MLoans
$140.1MShares
$30.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 99% of credit unions under $1B in assets (rank 18 of 1682).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets (rank 1577 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.62%
Rank 197 of 1,683
Net Interest Margin
2.68%
Rank 1,577 of 1,683
Efficiency Ratio
40.51%
Rank 18 of 1,682
Equity / Assets
17.68%
Rank 347 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.62% | 0.35% | 0.74% | 1.18% | Beats 88% | 197 / 1,683 | | |
| Return on Equity | 9.14% | 2.67% | 5.89% | 8.74% | Beats 78% | 378 / 1,681 | | |
| Net Interest Margin | 2.68% | 3.31% | 3.82% | 4.32% | Beats 6% | 1,577 / 1,683 | | |
| Efficiency Ratio | 40.51% | 68.91% | 78.20% | 86.93% | Beats 99% | 18 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.26% | 0.65% | 1.29% | Beats 79% | 362 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.68% | 10.44% | 12.89% | 16.53% | Beats 79% | 347 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.68% | 10.44% | 12.89% | 16.53% | Beats 79% | 347 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 20.60% | 52.61% | 69.38% | 83.50% | 2nd pctl | 1,649 / 1,683 | | |
| Loans / Assets | 16.83% | 44.71% | 59.18% | 70.72% | 2nd pctl | 1,649 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |