Dupage County Employees Wheaton, IL · Charter 61290 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$17.9M Assets
$9.3M Loans
$15.0M Shares
$2.8M Net Worth
Executive Summary Strongest standing: net interest margin outperforms 77% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 22 of 96). Widest gap: return on equity trails 68% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 65 of 95). Overall: at or above the peer median on 5 of 7 directional measures. Return on Assets
0.25%
Rank 62 of 96
Net Interest Margin
4.35%
Rank 22 of 96
Efficiency Ratio
78.80%
Rank 45 of 96
Equity / Assets
15.82%
Rank 41 of 96
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.25% -0.02% 0.42% 1.03% Beats 35% 62 / 96 Return on Equity 1.55% -0.11% 2.94% 6.89% Beats 32% 65 / 95 Net Interest Margin 4.35% 3.01% 3.57% 4.27% Beats 77% 22 / 96 Efficiency Ratio 78.80% 73.45% 82.91% 96.61% Beats 54% 45 / 96 Asset Quality Nonperforming Loans / Loans 0.77% 0.08% 0.86% 1.63% Beats 56% 42 / 93 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 15.82% 11.79% 15.23% 18.93% Beats 57% 41 / 96 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 15.82% 11.79% 15.23% 18.93% Beats 57% 41 / 96 Liquidity & Funding Loans / Deposits 61.97% 32.14% 50.03% 67.81% 71st pctl 28 / 96 Loans / Assets 51.79% 23.12% 42.50% 56.24% 71st pctl 28 / 96 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (93 to 96 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11