Alamo City
San Antonio, TX · Charter 61267 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$8.8MAssets
$6.4MLoans
$8.3MShares
$452KNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 79% of credit unions under $1B in assets in TX (rank 49 of 235).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in TX (rank 235 of 235).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.43%
Rank 138 of 235
Net Interest Margin
3.66%
Rank 144 of 235
Efficiency Ratio
122.40%
Rank 230 of 235
Equity / Assets
5.17%
Rank 235 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.43% | 0.17% | 0.57% | 1.10% | Beats 41% | 138 / 235 | |
| Return on Equity | 8.41% | 1.03% | 4.30% | 7.58% | Beats 79% | 49 / 235 | |
| Net Interest Margin | 3.66% | 3.32% | 3.89% | 4.35% | Beats 39% | 144 / 235 | |
| Efficiency Ratio | 122.40% | 70.60% | 82.00% | 91.57% | Beats 3% | 230 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.04% | 0.20% | 0.59% | 1.14% | Beats 7% | 220 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 5.17% | 11.30% | 14.41% | 19.49% | Beats 0% | 235 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 5.17% | 11.30% | 14.41% | 19.49% | Beats 0% | 235 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 76.87% | 54.18% | 67.38% | 81.66% | 69th pctl | 74 / 235 | |
| Loans / Assets | 72.86% | 43.80% | 56.63% | 68.64% | 83rd pctl | 41 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |