New Milford, CT · Charter 61261
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.55% | 1.60% | 1.53% | 1.35% | 1.24% | -31 bps | |
| Return on Equity | 17.91% | 17.30% | 16.07% | 14.26% | 12.88% | -503 bps | |
| Net Interest Margin | 4.21% | 4.34% | 4.33% | 4.11% | 4.14% | -7 bps | |
| Efficiency Ratio | 70.75% | 70.80% | 70.93% | 74.29% | 73.21% | +247 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.08% | 1.23% | 0.32% | 1.59% | 4.52% | +244 bps | |
| Loan Growth (YoY) | -11.46% | -11.47% | -13.19% | -16.88% | -16.11% | -464 bps | |
| Share Growth (YoY) | 0.82% | -0.19% | -1.24% | 0.07% | 3.42% | +260 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.29% | 0.19% | 1.34% | 0.34% | 0.80% | +52 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.68% | 9.25% | 9.52% | 9.49% | 9.63% | +95 bps | |
| Net Worth / Assets | 8.68% | 9.25% | 9.52% | 9.49% | 9.63% | +95 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 43.69% | 43.93% | 42.72% | 38.70% | 35.44% | -825 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |