Curis Financial
Columbia, SC · Charter 61260 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$84.3MAssets
$42.3MLoans
$64.4MShares
$19.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 92% of credit unions under $1B in assets (rank 128 of 1683).
- Widest gap: efficiency ratio trails 83% of credit unions under $1B in assets (rank 1392 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.47%
Rank 1,166 of 1,683
Net Interest Margin
4.34%
Rank 411 of 1,683
Efficiency Ratio
90.33%
Rank 1,392 of 1,682
Equity / Assets
23.49%
Rank 128 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.47% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,166 / 1,683 | | |
| Return on Equity | 2.00% | 2.67% | 5.89% | 8.74% | Beats 20% | 1,346 / 1,681 | | |
| Net Interest Margin | 4.34% | 3.31% | 3.82% | 4.32% | Beats 76% | 411 / 1,683 | | |
| Efficiency Ratio | 90.33% | 68.91% | 78.20% | 86.93% | Beats 17% | 1,392 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.59% | 0.26% | 0.65% | 1.29% | Beats 54% | 778 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 23.49% | 10.44% | 12.89% | 16.53% | Beats 92% | 128 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 23.49% | 10.44% | 12.89% | 16.53% | Beats 92% | 128 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 65.68% | 52.61% | 69.38% | 83.50% | 43rd pctl | 962 / 1,683 | | |
| Loans / Assets | 50.19% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,116 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |