Geauga
Burton, OH · Charter 61220 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=41)
NCUA · 2 branches
Q1 2026
$107.6MAssets
$73.9MLoans
$96.3MShares
$10.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Cleveland, OH area (rank 1 of 41).
- Widest gap: nonperforming loans / loans trails 90% of credit unions under $1B in assets in the Cleveland, OH area (rank 38 of 41).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
2.02%
Rank 1 of 41
Net Interest Margin
3.23%
Rank 33 of 41
Efficiency Ratio
38.59%
Rank 1 of 41
Equity / Assets
10.00%
Rank 30 of 41
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.02% | 0.11% | 0.47% | 0.78% | Beats 98% | 1 / 41 | |
| Return on Equity | 20.16% | 0.63% | 3.54% | 6.52% | Beats 98% | 1 / 41 | |
| Net Interest Margin | 3.23% | 3.25% | 3.69% | 3.99% | Beats 20% | 33 / 41 | |
| Efficiency Ratio | 38.59% | 76.27% | 84.98% | 94.13% | Beats 100% | 1 / 41 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.49% | 0.23% | 0.71% | 1.72% | Beats 10% | 38 / 41 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.00% | 9.80% | 12.73% | 19.14% | Beats 27% | 30 / 41 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.00% | 9.80% | 12.73% | 19.14% | Beats 27% | 30 / 41 | |
| Liquidity & Funding |
| Loans / Deposits | 76.72% | 46.41% | 55.26% | 70.86% | 83rd pctl | 7 / 41 | |
| Loans / Assets | 68.65% | 38.29% | 46.68% | 61.41% | 88th pctl | 5 / 41 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |