PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Chicago Firefighter's

Chicago, IL · Charter 61209

NCUA · 1 branch

Q2 2026

$92.9MAssets
$55.8MLoans
$78.7MShares
$13.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.30%, up 5 bps year over year; NIM at 3.18%.
  • Asset quality: problem loans at 0.07% of loans (-8 bps YoY).
  • Capital: net worth / assets of 14.11%, down 120 bps from a year ago.
  • Funding: loans stand at 70.98% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.30%+5 bps YoY

Net Interest Margin (YTD, annualized)

3.18%-48 bps YoY

Efficiency Ratio (YTD, annualized)

56.36%-807 bps YoY

Net Worth / Assets

14.11%-120 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.25%1.34%0.68%1.14%1.30%+5 bps
Return on Equity8.17%8.83%4.62%8.09%9.18%+102 bps
Net Interest Margin3.66%3.53%2.88%3.21%3.18%-48 bps
Efficiency Ratio64.43%60.63%74.73%60.89%56.36%-807 bps
Growth
Asset Growth (YoY)8.79%12.03%9.79%12.53%14.36%+557 bps
Loan Growth (YoY)2.32%0.26%2.74%-0.06%0.21%-211 bps
Share Growth (YoY)9.40%13.44%10.70%13.77%14.70%+530 bps
Asset Quality
Delinquent Loans / Loans0.15%0.12%0.14%0.03%0.07%-8 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital15.31%15.18%14.69%14.08%14.11%-120 bps
Net Worth / Assets15.31%15.18%14.69%14.08%14.11%-120 bps
Liquidity & Funding
Loans / Shares81.23%78.98%78.24%70.87%70.98%-1,026 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps