Alexandria, LA · Charter 6116
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.03% | 0.04% | 0.05% | 0.24% | 1.30% | 1.20% | 1.86% | 1.51% | +127 bps | |
| Return on Equity | 0.45% | 0.50% | 0.77% | 3.24% | 16.10% | 13.78% | 20.54% | 15.93% | +1,269 bps | |
| Net Interest Margin | 3.54% | 3.68% | 3.88% | 3.97% | 4.77% | 4.40% | 4.60% | 4.66% | +69 bps | |
| Efficiency Ratio | 86.03% | 84.64% | 90.32% | 78.04% | 72.09% | 74.36% | 59.00% | 58.65% | -1,940 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.85% | 0.24% | 1.66% | -2.21% | -4.45% | -3.76% | -5.77% | -6.55% | -434 bps | |
| Loan Growth (YoY) | 8.99% | 0.58% | -7.52% | -10.35% | -12.72% | -14.26% | -13.58% | -13.89% | -353 bps | |
| Share Growth (YoY) | 5.44% | 0.26% | 1.39% | -2.72% | -5.45% | -4.21% | -7.86% | -7.76% | -504 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.32% | 1.63% | 2.01% | 1.60% | 1.80% | 2.30% | 1.45% | 1.57% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.04% | 7.20% | 6.98% | 7.29% | 8.07% | 8.68% | 9.04% | 9.48% | +219 bps | |
| Net Worth / Assets | 7.04% | 7.20% | 6.98% | 7.29% | 8.07% | 8.68% | 9.04% | 9.48% | +219 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 86.73% | 86.07% | 80.59% | 79.29% | 80.07% | 77.03% | 75.59% | 74.02% | -527 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |