Alexandria, LA · Charter 6116
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
11
Asset Quality
40
Profitability
86
Liquidity
88
Efficiency
95
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Alexandria, LA · Charter 6116
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.24% | 1.30% | 1.20% | 1.86% | 1.51% | +127 bps | |
| Return on Equity | 3.24% | 16.10% | 13.78% | 20.54% | 15.93% | +1,269 bps | |
| Net Interest Margin | 3.97% | 4.77% | 4.40% | 4.60% | 4.66% | +69 bps | |
| Efficiency Ratio | 78.04% | 72.09% | 74.36% | 59.00% | 58.65% | -1,940 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.21% | -4.45% | -3.76% | -5.77% | -6.55% | -434 bps | |
| Loan Growth (YoY) | -10.35% | -12.72% | -14.26% | -13.58% | -13.89% | -353 bps | |
| Share Growth (YoY) | -2.72% | -5.45% | -4.21% | -7.86% | -7.76% | -504 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.60% | 1.80% | 2.30% | 1.45% | 1.57% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.29% | 8.07% | 8.68% | 9.04% | 9.48% | +219 bps | |
| Net Worth / Assets | 7.29% | 8.07% | 8.68% | 9.04% | 9.48% | +219 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 79.29% | 80.07% | 77.03% | 75.59% | 74.02% | -527 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Alexandria, LA · Charter 6116 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
Return on Assets
1.51%
Rank 8 of 57
Net Interest Margin
4.66%
Rank 14 of 57
Efficiency Ratio
58.65%
Rank 4 of 56
Equity / Assets
9.48%
Rank 51 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.51% | 0.18% | 0.61% | 1.03% | Beats 86% | 8 / 57 | |
| Return on Equity | 15.95% | 0.88% | 3.71% | 5.62% | Beats 96% | 2 / 57 | |
| Net Interest Margin | 4.66% | 3.51% | 3.94% | 4.60% | Beats 75% | 14 / 57 | |
| Efficiency Ratio | 58.65% | 76.49% | 84.29% | 92.65% | Beats 95% | 4 / 56 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.57% | 0.35% | 1.18% | 2.04% | Beats 40% | 35 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.48% | 11.86% | 15.46% | 23.44% | Beats 11% | 51 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.48% | 11.86% | 15.46% | 23.44% | Beats 11% | 51 / 57 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 74.02% | 55.77% | 71.07% | 79.18% | 63rd pctl | 21 / 57 | |
| Loans / Assets | 67.73% | 44.60% | 59.45% | 67.17% | 79th pctl | 12 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||