Security
Grand Blanc, MI · Charter 61159 · Peer group: credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (n=38)
NCUA · 17 branches
Q2 2026
$653.2MAssets
$513.2MLoans
$582.8MShares
$63.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 89% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 4 of 38).
- Widest gap: equity / assets trails 95% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 36 of 38).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.27%
Rank 33 of 38
Net Interest Margin
4.69%
Rank 4 of 38
Efficiency Ratio
81.95%
Rank 27 of 38
Equity / Assets
9.77%
Rank 36 of 38
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.27% | 0.49% | 0.78% | 1.16% | Beats 13% | 33 / 38 | |
| Return on Equity | 2.74% | 3.91% | 6.52% | 8.43% | Beats 16% | 32 / 38 | |
| Net Interest Margin | 4.69% | 3.41% | 3.65% | 4.18% | Beats 89% | 4 / 38 | |
| Efficiency Ratio | 81.95% | 72.88% | 78.35% | 82.40% | Beats 32% | 27 / 38 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.80% | 0.36% | 0.84% | 1.47% | Beats 53% | 19 / 38 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.77% | 11.22% | 12.45% | 15.29% | Beats 5% | 36 / 38 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.77% | 11.22% | 12.45% | 15.29% | Beats 5% | 36 / 38 | |
| Liquidity & Funding |
| Loans / Deposits | 88.05% | 38.40% | 54.78% | 75.62% | 92nd pctl | 3 / 38 | |
| Loans / Assets | 78.56% | 32.99% | 45.72% | 63.66% | 92nd pctl | 3 / 38 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |