Foundation
Springfield, MO · Charter 61157 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$76.6MAssets
$57.9MLoans
$64.5MShares
$11.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions under $1B in assets (rank 497 of 1682).
- Widest gap: net interest margin trails 87% of credit unions under $1B in assets (rank 1461 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.59%
Rank 1,025 of 1,683
Net Interest Margin
2.99%
Rank 1,461 of 1,683
Efficiency Ratio
81.58%
Rank 1,011 of 1,682
Equity / Assets
14.31%
Rank 624 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,025 / 1,683 | |
| Return on Equity | 4.10% | 2.67% | 5.89% | 8.74% | Beats 36% | 1,077 / 1,681 | |
| Net Interest Margin | 2.99% | 3.31% | 3.82% | 4.32% | Beats 13% | 1,461 / 1,683 | |
| Efficiency Ratio | 81.58% | 68.91% | 78.20% | 86.93% | Beats 40% | 1,011 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.26% | 0.65% | 1.29% | Beats 71% | 497 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.31% | 10.44% | 12.89% | 16.53% | Beats 63% | 624 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.31% | 10.44% | 12.89% | 16.53% | Beats 63% | 624 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 89.77% | 52.61% | 69.38% | 83.50% | 86th pctl | 238 / 1,683 | |
| Loans / Assets | 75.60% | 44.71% | 59.18% | 70.72% | 84th pctl | 266 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |