Ohio Teamsters
Independence, OH · Charter 61136 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 1 branch
Q2 2026
$17.1MAssets
$6.0MLoans
$12.5MShares
$4.6MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 92% of credit unions under $1B in assets in the Cleveland, OH area (rank 3 of 39).
- Widest gap: return on equity trails 69% of credit unions under $1B in assets in the Cleveland, OH area (rank 27 of 39).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.50%
Rank 19 of 39
Net Interest Margin
3.83%
Rank 18 of 39
Efficiency Ratio
89.33%
Rank 27 of 39
Equity / Assets
26.83%
Rank 3 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.13% | 0.49% | 0.87% | Beats 51% | 19 / 39 | | |
| Return on Equity | 1.88% | 1.01% | 4.09% | 7.61% | Beats 31% | 27 / 39 | | |
| Net Interest Margin | 3.83% | 3.28% | 3.83% | 4.18% | Beats 54% | 18 / 39 | | |
| Efficiency Ratio | 89.33% | 76.45% | 81.64% | 91.75% | Beats 33% | 27 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.52% | 0.15% | 0.61% | 1.88% | Beats 62% | 16 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.83% | 10.00% | 12.89% | 19.36% | Beats 92% | 3 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.83% | 10.00% | 12.89% | 19.36% | Beats 92% | 3 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 47.72% | 45.46% | 53.28% | 74.29% | 28th pctl | 28 / 39 | | |
| Loans / Assets | 34.88% | 36.24% | 44.98% | 63.66% | 21st pctl | 31 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |