Louisville Gas and Electric Company
Louisville, KY · Charter 61123 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 1 branch
Q2 2026
$50.4MAssets
$22.8MLoans
$42.6MShares
$7.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 63% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 23 of 60).
- Widest gap: net interest margin trails 93% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 56 of 60).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.73%
Rank 27 of 60
Net Interest Margin
2.77%
Rank 56 of 60
Efficiency Ratio
75.71%
Rank 23 of 60
Equity / Assets
15.47%
Rank 27 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.73% | 0.02% | 0.62% | 0.99% | Beats 55% | 27 / 60 | |
| Return on Equity | 4.74% | 0.12% | 4.17% | 8.32% | Beats 53% | 28 / 60 | |
| Net Interest Margin | 2.77% | 3.36% | 3.95% | 4.45% | Beats 7% | 56 / 60 | |
| Efficiency Ratio | 75.71% | 70.09% | 78.52% | 92.77% | Beats 63% | 23 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.87% | 0.25% | 0.82% | 1.91% | Beats 47% | 33 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.47% | 11.15% | 14.35% | 19.86% | Beats 55% | 27 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.47% | 11.15% | 14.35% | 19.86% | Beats 55% | 27 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 53.62% | 51.31% | 60.45% | 81.20% | 30th pctl | 42 / 60 | |
| Loans / Assets | 45.28% | 41.11% | 52.43% | 68.66% | 33rd pctl | 40 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |