Moline, IL · Charter 61093
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.79% | 0.65% | 0.63% | 0.02% | 0.23% | -56 bps | |
| Return on Equity | 9.91% | 8.03% | 7.79% | 0.30% | 2.89% | -702 bps | |
| Net Interest Margin | 2.69% | 2.91% | 2.84% | 2.57% | 2.63% | -6 bps | |
| Efficiency Ratio | 71.27% | 62.30% | 65.52% | 83.39% | 80.42% | +916 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 12.65% | 7.27% | 6.30% | 4.17% | 3.92% | -873 bps | |
| Loan Growth (YoY) | 13.44% | 11.32% | 8.21% | 6.17% | 9.65% | -379 bps | |
| Share Growth (YoY) | 14.30% | 7.31% | 7.42% | 8.96% | 5.88% | -842 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.18% | 1.62% | 1.70% | 1.54% | 1.59% | -60 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.99% | 8.05% | 8.07% | 8.07% | 8.04% | +5 bps | |
| Net Worth / Assets | 7.99% | 8.05% | 8.07% | 8.07% | 8.04% | +5 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 96.66% | 98.44% | 95.45% | 95.57% | 100.10% | +344 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |