Moline, IL · Charter 61093
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
3
Asset Quality
9
Profitability
9
Liquidity
16
Efficiency
16
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Moline, IL · Charter 61093
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.01% | -0.51% | 1.69% | 0.79% | 0.65% | 0.63% | 0.02% | 0.23% | -56 bps | |
| Return on Equity | -0.12% | -6.40% | 20.68% | 9.91% | 8.03% | 7.79% | 0.30% | 2.89% | -702 bps | |
| Net Interest Margin | 2.12% | 2.46% | 3.06% | 2.69% | 2.91% | 2.84% | 2.57% | 2.63% | -6 bps | |
| Efficiency Ratio | 95.36% | 93.43% | 57.92% | 71.27% | 62.30% | 65.52% | 83.39% | 80.42% | +916 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.09% | 4.87% | 6.12% | 12.65% | 7.27% | 6.30% | 4.17% | 3.92% | -873 bps | |
| Loan Growth (YoY) | 4.41% | 6.65% | 10.82% | 13.44% | 11.32% | 8.21% | 6.17% | 9.65% | -379 bps | |
| Share Growth (YoY) | 9.68% | 10.14% | 8.37% | 14.30% | 7.31% | 7.42% | 8.96% | 5.88% | -842 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.93% | 3.08% | 2.04% | 2.18% | 1.62% | 1.70% | 1.54% | 1.59% | -60 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.72% | 8.00% | 8.17% | 7.99% | 8.05% | 8.07% | 8.07% | 8.04% | +5 bps | |
| Net Worth / Assets | 8.72% | 8.00% | 8.17% | 7.99% | 8.05% | 8.07% | 8.07% | 8.04% | +5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 94.89% | 94.75% | 98.09% | 96.66% | 98.44% | 95.45% | 95.57% | 100.10% | +344 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Moline, IL · Charter 61093 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 5 branches
Q2 2026
Return on Assets
0.23%
Rank 404 of 435
Net Interest Margin
2.63%
Rank 385 of 435
Efficiency Ratio
80.43%
Rank 368 of 435
Equity / Assets
8.04%
Rank 420 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.23% | 0.55% | 0.81% | 1.14% | Beats 7% | 404 / 435 | ||
| Return on Equity | 2.89% | 5.12% | 7.41% | 9.70% | Beats 10% | 391 / 435 | ||
| Net Interest Margin | 2.63% | 3.01% | 3.39% | 3.75% | Beats 11% | 385 / 435 | ||
| Efficiency Ratio | 80.43% | 65.25% | 71.39% | 77.86% | Beats 16% | 368 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.59% | 0.45% | 0.69% | 1.05% | Beats 9% | 399 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 8.04% | 9.81% | 10.84% | 12.63% | Beats 3% | 420 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 8.04% | 9.81% | 10.84% | 12.63% | Beats 3% | 420 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 100.10% | 78.33% | 88.38% | 95.61% | 86th pctl | 63 / 435 | ||
| Loans / Assets | 80.43% | 67.69% | 74.58% | 80.80% | 73rd pctl | 117 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||