Sharefax
Cincinnati, OH · Charter 61090 · Peer group: credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (n=26)
NCUA · 7 branches
Q2 2026
$720.8MAssets
$518.2MLoans
$643.0MShares
$70.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 54% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 13 of 26).
- Widest gap: net interest margin trails 88% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 23 of 26).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.59%
Rank 17 of 26
Net Interest Margin
2.87%
Rank 23 of 26
Efficiency Ratio
75.96%
Rank 13 of 26
Equity / Assets
9.82%
Rank 22 of 26
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.41% | 0.79% | 1.34% | Beats 35% | 17 / 26 | | |
| Return on Equity | 6.04% | 3.53% | 6.04% | 8.49% | Beats 50% | 13 / 26 | | |
| Net Interest Margin | 2.87% | 3.25% | 4.11% | 4.64% | Beats 12% | 23 / 26 | | |
| Efficiency Ratio | 75.96% | 71.52% | 75.99% | 84.12% | Beats 54% | 13 / 26 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.11% | 0.40% | 1.09% | 2.09% | Beats 46% | 15 / 26 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.82% | 10.31% | 12.73% | 15.29% | Beats 15% | 22 / 26 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.82% | 10.31% | 12.73% | 15.29% | Beats 15% | 22 / 26 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.59% | 51.92% | 65.22% | 76.21% | 81st pctl | 5 / 26 | | |
| Loans / Assets | 71.89% | 44.32% | 54.77% | 68.75% | 92nd pctl | 2 / 26 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |