PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Seven Seventeen

Warren, OH · Charter 61077

NCUA · 14 branches

Q2 2026

$2.2BAssets
$1.8BLoans
$1.8BShares
$270.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.67%, down 47 bps year over year; NIM at 3.77%.
  • Asset quality: problem loans at 1.26% of loans (+30 bps YoY).
  • Capital: net worth / assets of 12.51%, down 119 bps from a year ago.
  • Funding: loans stand at 99.55% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.67%-47 bps YoY

Net Interest Margin (YTD, annualized)

3.77%-16 bps YoY

Efficiency Ratio (YTD, annualized)

64.91%-134 bps YoY

Net Worth / Assets

12.51%-119 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.14%1.13%0.79%0.68%0.67%-47 bps
Return on Equity8.31%8.24%6.19%5.39%5.35%-296 bps
Net Interest Margin3.93%3.94%3.72%3.83%3.77%-16 bps
Efficiency Ratio66.25%65.89%65.32%65.63%64.91%-134 bps
Growth
Asset Growth (YoY)8.00%7.52%12.56%12.34%18.98%+1,098 bps
Loan Growth (YoY)8.20%12.09%11.03%11.87%21.72%+1,352 bps
Share Growth (YoY)8.56%7.02%14.02%13.58%21.81%+1,324 bps
Asset Quality
Delinquent Loans / Loans0.96%1.08%1.30%1.00%1.26%+30 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.70%13.74%12.75%12.60%12.51%-119 bps
Net Worth / Assets13.70%13.74%12.75%12.60%12.51%-119 bps
Liquidity & Funding
Loans / Shares99.62%105.26%98.21%97.71%99.55%-7 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps