Topeka, KS · Charter 61057
Q1 2002
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2002, the quarter ended March 31, 2002, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Topeka, KS · Charter 61057
Q1 2002
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2000 | Q3 2000 | Q4 2000 | Q1 2001 | Q2 2001 | Q3 2001 | Q4 2001 | Q1 2002 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.47% | 0.46% | 0.46% | 0.50% | 0.35% | 0.48% | 0.51% | 0.62% | +12 bps | |
| Return on Equity | n/a | n/a | 4.48% | 5.26% | 3.56% | 4.83% | 5.18% | 6.45% | +119 bps | |
| Net Interest Margin | 3.97% | 4.00% | 3.99% | 3.54% | 3.47% | 3.47% | 3.43% | 3.43% | -11 bps | |
| Efficiency Ratio | 82.68% | 83.76% | 84.90% | 89.13% | 88.18% | 86.61% | 86.56% | 80.56% | -856 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.46% | -2.82% | -1.71% | 0.18% | 4.36% | 7.13% | 9.71% | 8.87% | +869 bps | |
| Loan Growth (YoY) | 10.32% | 6.89% | 1.87% | -1.56% | -6.63% | -7.54% | -6.01% | -6.07% | -451 bps | |
| Share Growth (YoY) | -3.39% | -3.80% | -2.44% | -0.42% | 4.35% | 7.43% | 10.30% | 9.53% | +995 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.37% | 1.33% | 1.66% | 1.66% | 1.42% | 1.49% | 1.49% | 1.10% | -56 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.32% | 1.38% | 1.41% | 1.44% | 1.50% | 1.46% | 1.33% | 1.19% | -25 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | 10.33% | 9.54% | 9.86% | 9.93% | 9.93% | 9.68% | +13 bps | |
| Net Worth / Assets | n/a | n/a | 10.33% | 9.54% | 9.86% | 9.93% | 9.93% | 9.68% | +13 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.60% | 90.38% | 89.57% | 83.06% | 80.18% | 77.79% | 76.32% | 71.24% | -1,183 bps | |
| Liquid Assets / Assets | 1.84% | 3.74% | 11.09% | 19.72% | 19.54% | 18.87% | 25.30% | 24.06% | +434 bps | |