Swindell-Dressler
Pittsburgh, PA · Charter 61035 · Peer group: credit unions under $1B in assets in PA (n=128-129)
NCUA · 3 branches
Q2 2024
$2.8MAssets
$761KLoans
$2.3MShares
$424KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 71% of credit unions under $1B in assets in PA (rank 37 of 129).
- Widest gap: nonperforming loans / loans trails 99% of credit unions under $1B in assets in PA (rank 128 of 128).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-4.87%
Rank 126 of 129
Net Interest Margin
1.67%
Rank 125 of 129
Efficiency Ratio
331%
Rank 127 of 129
Equity / Assets
15.41%
Rank 37 of 129
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -4.87% | 0.21% | 0.71% | 1.26% | Beats 2% | 126 / 129 | n/a | |
| Return on Equity | -31.60% | 1.65% | 4.68% | 9.11% | Beats 2% | 126 / 129 | n/a | |
| Net Interest Margin | 1.67% | 2.76% | 3.35% | 3.89% | Beats 3% | 125 / 129 | n/a | |
| Efficiency Ratio | 331% | 66.14% | 78.55% | 87.47% | Beats 2% | 127 / 129 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.83% | 0.20% | 0.58% | 1.00% | Beats 1% | 128 / 128 | n/a | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.42% | 9.79% | 11.98% | 16.58% | Beats 71% | 37 / 129 | n/a | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.41% | 9.79% | 11.98% | 16.58% | Beats 71% | 37 / 129 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 33.28% | 39.90% | 55.55% | 72.50% | 10th pctl | 115 / 128 | n/a | |
| Loans / Assets | 27.65% | 34.26% | 48.46% | 63.78% | 12th pctl | 113 / 129 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |