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Toledo, OH · Charter 60978 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 23 branches
Q2 2026
$1.4BAssets
$1.1BLoans
$1.2BShares
$132.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 90% of credit unions $1B-$10B in assets (rank 45 of 435).
- Widest gap: equity / assets trails 81% of credit unions $1B-$10B in assets (rank 353 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.14%
Rank 110 of 435
Net Interest Margin
3.60%
Rank 152 of 435
Efficiency Ratio
67.80%
Rank 157 of 435
Equity / Assets
9.46%
Rank 353 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.55% | 0.81% | 1.14% | Beats 75% | 110 / 435 | | |
| Return on Equity | 12.00% | 5.12% | 7.41% | 9.70% | Beats 90% | 45 / 435 | | |
| Net Interest Margin | 3.60% | 3.01% | 3.39% | 3.75% | Beats 65% | 152 / 435 | | |
| Efficiency Ratio | 67.80% | 65.25% | 71.39% | 77.86% | Beats 64% | 157 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.45% | 0.69% | 1.05% | Beats 84% | 72 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.46% | 9.81% | 10.84% | 12.63% | Beats 19% | 353 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.46% | 9.81% | 10.84% | 12.63% | Beats 19% | 353 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.15% | 78.33% | 88.38% | 95.61% | 66th pctl | 150 / 435 | | |
| Loans / Assets | 80.89% | 67.69% | 74.58% | 80.80% | 76th pctl | 105 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |