PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Hospital Employees

Montgomery, AL · Charter 60959

Q2 1995

$1.9MAssets
$1.5MLoans
$1.7MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.86%.
  • Asset quality: problem loans at 4.69% of loans.
  • Funding: loans stand at 86.84% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

3.86%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.21%3.84%3.86%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans3.10%3.71%4.69%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans2.80%2.31%2.32%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares68.38%95.83%86.84%n/a
Liquid Assets / Assets31.83%2.51%20.38%n/a