Consumers Professional
Lansing, MI · Charter 60947 · Peer group: credit unions under $1B in assets in MI (n=56)
NCUA · 3 branches
Q2 2026
$149.7MAssets
$60.3MLoans
$125.5MShares
$25.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 86% of credit unions under $1B in assets in MI (rank 8 of 56).
- Widest gap: net interest margin trails 82% of credit unions under $1B in assets in MI (rank 46 of 56).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.05%
Rank 34 of 56
Net Interest Margin
3.25%
Rank 46 of 56
Efficiency Ratio
70.05%
Rank 24 of 56
Equity / Assets
16.80%
Rank 8 of 56
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.74% | 1.15% | 1.47% | Beats 39% | 34 / 56 | | |
| Return on Equity | 6.26% | 6.40% | 9.29% | 11.51% | Beats 23% | 43 / 56 | | |
| Net Interest Margin | 3.25% | 3.40% | 3.92% | 4.36% | Beats 18% | 46 / 56 | | |
| Efficiency Ratio | 70.05% | 65.99% | 72.16% | 78.25% | Beats 59% | 24 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.28% | 0.49% | 0.84% | 1.28% | Beats 25% | 43 / 56 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.80% | 10.20% | 12.14% | 14.32% | Beats 86% | 8 / 56 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.80% | 10.20% | 12.14% | 14.32% | Beats 86% | 8 / 56 | | |
| Liquidity & Funding |
| Loans / Deposits | 48.09% | 52.28% | 65.96% | 76.17% | 20th pctl | 45 / 56 | | |
| Loans / Assets | 40.31% | 45.34% | 56.55% | 67.04% | 14th pctl | 48 / 56 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |