Plymouth, MI · Charter 60931
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.33% | 0.38% | 0.43% | 0.41% | 0.49% | +16 bps | |
| Return on Equity | 2.88% | 3.23% | 3.65% | 3.53% | 4.18% | +130 bps | |
| Net Interest Margin | 2.46% | 2.50% | 2.49% | 2.61% | 2.67% | +21 bps | |
| Efficiency Ratio | 86.01% | 84.77% | 83.33% | 84.88% | 82.29% | -372 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.94% | 6.29% | 6.05% | 4.99% | 3.27% | -267 bps | |
| Loan Growth (YoY) | -3.04% | -0.37% | -0.27% | 1.11% | 0.22% | +327 bps | |
| Share Growth (YoY) | 4.11% | 5.35% | 4.51% | 4.25% | 2.85% | -126 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.25% | 0.30% | 0.30% | 0.24% | 0.29% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.59% | 11.73% | 11.67% | 11.54% | 11.70% | +11 bps | |
| Net Worth / Assets | 11.59% | 11.73% | 11.67% | 11.54% | 11.70% | +11 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 50.15% | 51.34% | 49.92% | 48.80% | 48.86% | -128 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |