Kimberly Clark
Memphis, TN · Charter 60928 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$144.7MAssets
$81.6MLoans
$111.5MShares
$32.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 91% of credit unions under $1B in assets (rank 153 of 1683).
- Widest gap: return on equity trails 78% of credit unions under $1B in assets (rank 1308 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.52%
Rank 1,107 of 1,683
Net Interest Margin
3.43%
Rank 1,175 of 1,683
Efficiency Ratio
74.20%
Rank 644 of 1,682
Equity / Assets
22.34%
Rank 153 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.35% | 0.74% | 1.18% | Beats 34% | 1,107 / 1,683 | |
| Return on Equity | 2.33% | 2.67% | 5.89% | 8.74% | Beats 22% | 1,308 / 1,681 | |
| Net Interest Margin | 3.43% | 3.31% | 3.82% | 4.32% | Beats 30% | 1,175 / 1,683 | |
| Efficiency Ratio | 74.20% | 68.91% | 78.20% | 86.93% | Beats 62% | 644 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.33% | 0.26% | 0.65% | 1.29% | Beats 24% | 1,280 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.34% | 10.44% | 12.89% | 16.53% | Beats 91% | 153 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.34% | 10.44% | 12.89% | 16.53% | Beats 91% | 153 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 73.15% | 52.61% | 69.38% | 83.50% | 57th pctl | 719 / 1,683 | |
| Loans / Assets | 56.38% | 44.71% | 59.18% | 70.72% | 44th pctl | 942 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |