PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Ohio Central

Dublin, OH · Charter 60927

Q2 1995

$26.8MAssets
$15.6MLoans
$24.5MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.89%.
  • Asset quality: problem loans at 0.51% of loans.
  • Funding: loans stand at 63.60% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

2.89%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets2.44%2.74%2.89%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.99%0.92%0.51%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans1.83%1.62%1.71%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares53.24%58.62%63.60%n/a
Liquid Assets / Assets24.38%24.11%25.96%n/a