Peoria City Employees
Peoria, IL · Charter 60873 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$6.4MAssets
$3.0MLoans
$5.0MShares
$1.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 90% of credit unions under $1B in assets (rank 168 of 1682).
- Widest gap: nonperforming loans / loans trails 82% of credit unions under $1B in assets (rank 1377 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.15%
Rank 443 of 1,683
Net Interest Margin
4.12%
Rank 582 of 1,683
Efficiency Ratio
58.33%
Rank 168 of 1,682
Equity / Assets
21.22%
Rank 178 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.15% | 0.35% | 0.74% | 1.18% | Beats 74% | 443 / 1,683 | |
| Return on Equity | 5.44% | 2.67% | 5.89% | 8.74% | Beats 46% | 907 / 1,681 | |
| Net Interest Margin | 4.12% | 3.31% | 3.82% | 4.32% | Beats 65% | 582 / 1,683 | |
| Efficiency Ratio | 58.33% | 68.91% | 78.20% | 86.93% | Beats 90% | 168 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.64% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,377 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.22% | 10.44% | 12.89% | 16.53% | Beats 89% | 178 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.22% | 10.44% | 12.89% | 16.53% | Beats 89% | 178 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 60.30% | 52.61% | 69.38% | 83.50% | 35th pctl | 1,093 / 1,683 | |
| Loans / Assets | 47.46% | 44.71% | 59.18% | 70.72% | 29th pctl | 1,187 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |