Peoria, IL · Charter 60873
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
89
Asset Quality
18
Profitability
62
Liquidity
70
Efficiency
90
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Peoria, IL · Charter 60873
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.75% | 1.90% | 1.81% | 0.81% | 1.17% | -59 bps | |
| Return on Equity | 8.46% | 8.81% | 8.38% | 3.66% | 5.51% | -295 bps | |
| Net Interest Margin | 4.48% | 4.54% | 4.51% | 4.20% | 4.11% | -37 bps | |
| Efficiency Ratio | 61.67% | 62.42% | 60.01% | 79.76% | 58.30% | -336 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.56% | -0.97% | 0.08% | -3.56% | 1.64% | +220 bps | |
| Loan Growth (YoY) | 1.84% | -2.10% | -5.37% | -9.09% | -11.67% | -1,352 bps | |
| Share Growth (YoY) | -3.19% | -3.48% | -1.87% | -6.15% | 1.03% | +422 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.42% | 1.44% | 1.96% | 2.48% | 1.66% | +23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.32% | 0.42% | 0.32% | 0.42% | 0.44% | +13 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.73% | 21.56% | 21.53% | 22.22% | 21.22% | +49 bps | |
| Net Worth / Assets | 20.73% | 21.56% | 21.53% | 22.22% | 21.22% | +49 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.96% | 69.19% | 66.48% | 67.08% | 60.29% | -867 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Peoria, IL · Charter 60873 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
1.15%
Rank 443 of 1,683
Net Interest Margin
4.12%
Rank 582 of 1,683
Efficiency Ratio
58.33%
Rank 168 of 1,682
Equity / Assets
21.22%
Rank 178 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.15% | 0.35% | 0.74% | 1.18% | Beats 74% | 443 / 1,683 | |
| Return on Equity | 5.44% | 2.67% | 5.89% | 8.74% | Beats 46% | 907 / 1,681 | |
| Net Interest Margin | 4.12% | 3.31% | 3.82% | 4.32% | Beats 65% | 582 / 1,683 | |
| Efficiency Ratio | 58.33% | 68.91% | 78.20% | 86.93% | Beats 90% | 168 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.64% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,377 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 21.22% | 10.44% | 12.89% | 16.53% | Beats 89% | 178 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 21.22% | 10.44% | 12.89% | 16.53% | Beats 89% | 178 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 60.30% | 52.61% | 69.38% | 83.50% | 35th pctl | 1,093 / 1,683 | |
| Loans / Assets | 47.46% | 44.71% | 59.18% | 70.72% | 29th pctl | 1,187 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||