Peoria, IL · Charter 60863
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.92% | 0.29% | 0.88% | 1.00% | 1.17% | 0.67% | 1.12% | 0.87% | -13 bps | |
| Return on Equity | 4.34% | 1.45% | 4.53% | 5.03% | 5.80% | 3.37% | 5.74% | 4.48% | -55 bps | |
| Net Interest Margin | 4.10% | 3.60% | 4.10% | 4.23% | 4.23% | 3.62% | 3.88% | 3.92% | -31 bps | |
| Efficiency Ratio | 71.13% | 78.35% | 71.52% | 70.71% | 67.10% | 77.01% | 72.80% | 75.34% | +463 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.83% | 3.70% | 8.99% | 9.56% | 7.90% | 5.96% | 3.49% | 5.15% | -442 bps | |
| Loan Growth (YoY) | -2.41% | -3.04% | -1.97% | 0.77% | -0.11% | -0.63% | -1.04% | -4.15% | -491 bps | |
| Share Growth (YoY) | -6.72% | 4.29% | 10.81% | 11.53% | 9.34% | 6.59% | 3.39% | 5.61% | -592 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 3.96% | 5.21% | 4.48% | 3.34% | 4.35% | 2.87% | 3.33% | 4.69% | +136 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 21.18% | 20.28% | 19.44% | 19.84% | 20.14% | 19.80% | 19.50% | 19.47% | -37 bps | |
| Net Worth / Assets | 21.18% | 20.28% | 19.44% | 19.84% | 20.14% | 19.80% | 19.50% | 19.47% | -37 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.43% | 62.62% | 58.09% | 61.10% | 59.78% | 58.38% | 55.60% | 55.45% | -564 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |