Peoria Postal Employees
Peoria, IL · Charter 60863 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$14.1MAssets
$6.3MLoans
$11.3MShares
$2.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 88% of credit unions under $1B in assets in IL (rank 6 of 50).
- Widest gap: nonperforming loans / loans trails 96% of credit unions under $1B in assets in IL (rank 49 of 50).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.86%
Rank 30 of 50
Net Interest Margin
3.93%
Rank 21 of 50
Efficiency Ratio
75.24%
Rank 25 of 50
Equity / Assets
19.47%
Rank 6 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | 0.49% | 0.97% | 1.35% | Beats 40% | 30 / 50 | |
| Return on Equity | 4.44% | 3.76% | 7.55% | 10.28% | Beats 30% | 35 / 50 | |
| Net Interest Margin | 3.93% | 3.15% | 3.72% | 4.20% | Beats 58% | 21 / 50 | |
| Efficiency Ratio | 75.24% | 67.18% | 75.90% | 80.66% | Beats 52% | 25 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.69% | 0.14% | 0.47% | 0.87% | Beats 4% | 49 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.47% | 10.68% | 13.50% | 16.38% | Beats 88% | 6 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.47% | 10.68% | 13.50% | 16.38% | Beats 88% | 6 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 55.45% | 55.23% | 70.87% | 80.60% | 26th pctl | 37 / 50 | |
| Loans / Assets | 44.47% | 43.53% | 60.64% | 68.47% | 26th pctl | 37 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |