Central Credit Union of Illinois Bellwood, IL · Charter 60852 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 2 branches
Q2 2026
$122.7M Assets
$70.0M Loans
$103.3M Shares
$17.5M Net Worth
Executive Summary Strongest standing: net interest margin outperforms 82% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 17 of 96). Widest gap: nonperforming loans / loans trails 61% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 58 of 93). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
0.63%
Rank 39 of 96
Net Interest Margin
4.65%
Rank 17 of 96
Efficiency Ratio
82.91%
Rank 49 of 96
Equity / Assets
14.28%
Rank 54 of 96
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.63% -0.02% 0.42% 1.03% Beats 59% 39 / 96 Return on Equity 4.38% -0.11% 2.94% 6.89% Beats 59% 39 / 95 Net Interest Margin 4.65% 3.01% 3.57% 4.27% Beats 82% 17 / 96 Efficiency Ratio 82.91% 73.45% 82.91% 96.61% Beats 50% 49 / 96 Asset Quality Nonperforming Loans / Loans 1.19% 0.08% 0.86% 1.63% Beats 39% 58 / 93 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 14.28% 11.79% 15.23% 18.93% Beats 44% 54 / 96 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 14.28% 11.79% 15.23% 18.93% Beats 44% 54 / 96 Liquidity & Funding Loans / Deposits 67.81% 32.14% 50.03% 67.81% 75th pctl 24 / 96 Loans / Assets 57.08% 23.12% 42.50% 56.24% 76th pctl 23 / 96 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (93 to 96 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11