PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

U. S. A. Employees

North Haven, CT · Charter 60805

Q4 1994

$215KAssets
$82KLoans
$202KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.92%.
  • Asset quality: problem loans at 5.50% of loans.
  • Funding: loans stand at 40.50% of shares as of Q4 1994.

Financial Results

Return on Assets (YTD, annualized)

1.92%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets1.45%1.92%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans10.59%5.50%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans1.33%2.42%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares33.32%40.50%n/a
Liquid Assets / Assets41.92%22.80%n/a