Blupeak
San Diego, CA · Charter 60801 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 6 branches
Q2 2026
$1.1BAssets
$743.3MLoans
$998.4MShares
$106.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 36% of credit unions $1B-$10B in assets (rank 280 of 435).
- Widest gap: efficiency ratio trails 98% of credit unions $1B-$10B in assets (rank 427 of 435).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.18%
Rank 408 of 435
Net Interest Margin
3.18%
Rank 280 of 435
Efficiency Ratio
91.70%
Rank 427 of 435
Equity / Assets
9.69%
Rank 337 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.18% | 0.55% | 0.81% | 1.14% | Beats 6% | 408 / 435 | | |
| Return on Equity | 1.81% | 5.12% | 7.41% | 9.70% | Beats 6% | 407 / 435 | | |
| Net Interest Margin | 3.18% | 3.01% | 3.39% | 3.75% | Beats 36% | 280 / 435 | | |
| Efficiency Ratio | 91.70% | 65.25% | 71.39% | 77.86% | Beats 2% | 427 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.03% | 0.45% | 0.69% | 1.05% | Beats 27% | 318 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.69% | 9.81% | 10.84% | 12.63% | Beats 23% | 337 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.69% | 9.81% | 10.84% | 12.63% | Beats 23% | 337 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.44% | 78.33% | 88.38% | 95.61% | 19th pctl | 353 / 435 | | |
| Loans / Assets | 67.99% | 67.69% | 74.58% | 80.80% | 25th pctl | 326 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |