The California Los Angeles, CA · Charter 60784 · Peer group: credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=18)
NCUA · 26 branches
Q3 2025
$5.2B Assets
$3.5B Loans
$4.7B Shares
$490.4M Net Worth
Executive Summary Strongest standing: return on equity outperforms 78% of credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 4 of 18). Widest gap: net interest margin trails 83% of credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 15 of 18). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
0.52%
Rank 5 of 18
Net Interest Margin
2.38%
Rank 15 of 18
Efficiency Ratio
80.82%
Rank 12 of 18
Equity / Assets
9.34%
Rank 11 of 18
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.52% 0.23% 0.44% 0.52% Beats 72% 5 / 18 Return on Equity 5.58% 2.16% 4.02% 5.46% Beats 78% 4 / 18 Net Interest Margin 2.38% 2.44% 2.90% 3.15% Beats 17% 15 / 18 Efficiency Ratio 80.82% 70.91% 78.90% 84.27% Beats 39% 12 / 18 Asset Quality Nonperforming Loans / Loans 0.28% 0.28% 0.56% 0.81% Beats 78% 5 / 18 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 9.34% 9.00% 10.21% 11.33% Beats 39% 11 / 18 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 9.34% 9.00% 10.21% 11.33% Beats 39% 11 / 18 Liquidity & Funding Loans / Deposits 73.11% 69.57% 84.93% 94.52% 28th pctl 13 / 18 Loans / Assets 65.75% 55.16% 70.24% 77.29% 33rd pctl 12 / 18 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.41%, the median effective tax rate of the 2,782 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11