Santee Cooper Credit Union
Moncks Corner, SC · Charter 60745 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$95.9MAssets
$64.9MLoans
$80.4MShares
$14.4MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 79% of credit unions under $1B in assets (rank 360 of 1683).
- Widest gap: nonperforming loans / loans trails 66% of credit unions under $1B in assets (rank 1112 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.28%
Rank 360 of 1,683
Net Interest Margin
4.23%
Rank 476 of 1,683
Efficiency Ratio
72.98%
Rank 589 of 1,682
Equity / Assets
15.01%
Rank 552 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.28% | 0.35% | 0.74% | 1.18% | Beats 79% | 360 / 1,683 | | |
| Return on Equity | 8.52% | 2.67% | 5.89% | 8.74% | Beats 73% | 447 / 1,681 | | |
| Net Interest Margin | 4.23% | 3.31% | 3.82% | 4.32% | Beats 72% | 476 / 1,683 | | |
| Efficiency Ratio | 72.98% | 68.91% | 78.20% | 86.93% | Beats 65% | 589 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.97% | 0.26% | 0.65% | 1.29% | Beats 34% | 1,112 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.01% | 10.44% | 12.89% | 16.53% | Beats 67% | 552 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.01% | 10.44% | 12.89% | 16.53% | Beats 67% | 552 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.71% | 52.61% | 69.38% | 83.50% | 71st pctl | 494 / 1,683 | | |
| Loans / Assets | 67.68% | 44.71% | 59.18% | 70.72% | 68th pctl | 534 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |