Davenport, IA · Charter 60728
NCUA · 10 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.50% | 0.81% | 0.70% | -0.13% | 0.52% | +2 bps | |
| Return on Equity | 3.84% | 5.71% | 4.86% | -0.94% | 3.74% | -9 bps | |
| Net Interest Margin | 3.53% | 3.86% | 3.97% | 3.89% | 4.04% | +51 bps | |
| Efficiency Ratio | 73.33% | 72.03% | 74.42% | 83.90% | 75.95% | +262 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.75% | -2.99% | -6.07% | -7.57% | -1.76% | -352 bps | |
| Loan Growth (YoY) | -7.70% | -7.13% | -7.55% | -8.20% | -6.55% | +115 bps | |
| Share Growth (YoY) | 1.75% | -4.03% | -7.65% | -9.00% | -2.90% | -464 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.21% | 1.06% | 1.76% | 1.12% | 1.10% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.09% | 14.19% | 14.36% | 13.95% | 13.99% | +91 bps | |
| Net Worth / Assets | 13.09% | 14.19% | 14.36% | 13.95% | 13.99% | +91 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 63.86% | 67.90% | 66.09% | 62.28% | 61.46% | -240 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |