The Family
Davenport, IA · Charter 60728 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 10 branches
Q2 2026
$253.3MAssets
$132.8MLoans
$216.0MShares
$35.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 62% of credit unions under $1B in assets (rank 644 of 1683).
- Widest gap: nonperforming loans / loans trails 70% of credit unions under $1B in assets (rank 1183 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.52%
Rank 1,104 of 1,683
Net Interest Margin
4.04%
Rank 644 of 1,683
Efficiency Ratio
75.95%
Rank 727 of 1,682
Equity / Assets
13.99%
Rank 676 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.35% | 0.74% | 1.18% | Beats 34% | 1,104 / 1,683 | | |
| Return on Equity | 3.75% | 2.67% | 5.89% | 8.74% | Beats 33% | 1,124 / 1,681 | | |
| Net Interest Margin | 4.04% | 3.31% | 3.82% | 4.32% | Beats 62% | 644 / 1,683 | | |
| Efficiency Ratio | 75.95% | 68.91% | 78.20% | 86.93% | Beats 57% | 727 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.10% | 0.26% | 0.65% | 1.29% | Beats 30% | 1,183 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.99% | 10.44% | 12.89% | 16.53% | Beats 60% | 676 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.99% | 10.44% | 12.89% | 16.53% | Beats 60% | 676 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 61.46% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,068 / 1,683 | | |
| Loans / Assets | 52.40% | 44.71% | 59.18% | 70.72% | 38th pctl | 1,041 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |