Champion
Canton, NC · Charter 60721 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$551.9MAssets
$446.4MLoans
$468.7MShares
$67.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 77% of credit unions under $1B in assets (rank 393 of 1682).
- Widest gap: equity / assets trails 57% of credit unions under $1B in assets (rank 962 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.81%
Rank 778 of 1,683
Net Interest Margin
3.98%
Rank 685 of 1,683
Efficiency Ratio
79.14%
Rank 891 of 1,682
Equity / Assets
12.20%
Rank 962 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.81% | 0.35% | 0.74% | 1.18% | Beats 54% | 778 / 1,683 | |
| Return on Equity | 6.60% | 2.67% | 5.89% | 8.74% | Beats 57% | 724 / 1,681 | |
| Net Interest Margin | 3.98% | 3.31% | 3.82% | 4.32% | Beats 59% | 685 / 1,683 | |
| Efficiency Ratio | 79.14% | 68.91% | 78.20% | 86.93% | Beats 47% | 891 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.26% | 0.65% | 1.29% | Beats 77% | 393 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.20% | 10.44% | 12.89% | 16.53% | Beats 43% | 962 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.20% | 10.44% | 12.89% | 16.53% | Beats 43% | 962 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 95.25% | 52.61% | 69.38% | 83.50% | 93rd pctl | 112 / 1,683 | |
| Loans / Assets | 80.87% | 44.71% | 59.18% | 70.72% | 93rd pctl | 118 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |