South Carolina Methodist Conf
Columbia, SC · Charter 60715 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.6MAssets
$4.1MLoans
$5.1MShares
$483KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 95% of credit unions under $1B in assets (rank 81 of 1683).
- Widest gap: equity / assets trails 93% of credit unions under $1B in assets (rank 1562 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.11%
Rank 1,442 of 1,683
Net Interest Margin
5.44%
Rank 81 of 1,683
Efficiency Ratio
94.38%
Rank 1,494 of 1,682
Equity / Assets
8.58%
Rank 1,562 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.11% | 0.35% | 0.74% | 1.18% | Beats 14% | 1,442 / 1,683 | | |
| Return on Equity | 1.24% | 2.67% | 5.89% | 8.74% | Beats 16% | 1,404 / 1,681 | | |
| Net Interest Margin | 5.44% | 3.31% | 3.82% | 4.32% | Beats 95% | 81 / 1,683 | | |
| Efficiency Ratio | 94.38% | 68.91% | 78.20% | 86.93% | Beats 11% | 1,494 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.25% | 0.26% | 0.65% | 1.29% | Beats 76% | 402 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.58% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,562 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.58% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,562 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.45% | 52.61% | 69.38% | 83.50% | 68th pctl | 534 / 1,683 | | |
| Loans / Assets | 72.28% | 44.71% | 59.18% | 70.72% | 78th pctl | 369 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |