PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Oneok Employees

Tulsa, OK · Charter 60708

Q2 1996

$28.8MAssets
$21.7MLoans
$26.5MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 4.49%, up 68 bps year over year.
  • Asset quality: problem loans at 1.98% of loans (+162 bps YoY).
  • Funding: loans stand at 82.12% of shares as of Q2 1996.

Return on Assets (YTD, annualized)

4.49%+68 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets3.81%4.32%4.73%4.70%4.49%+68 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-1.40%n/an/a
Loan Growth (YoY)n/an/an/an/a4.28%n/an/a
Share Growth (YoY)n/an/an/an/a-4.20%n/an/a
Asset Quality
Delinquent Loans / Loans0.36%1.63%1.99%2.09%1.98%+162 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans2.53%2.46%2.47%2.38%2.15%-37 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares75.44%83.56%82.75%81.67%82.12%+668 bps
Liquid Assets / Assets21.57%17.25%16.85%17.02%15.20%-637 bps